Important Disclaimer

Allcap Securities Private Credit Pty Ltd ACN 676 131 892 (Investment Manager), a corporate authorised representative (No. 001316386) of SILC Fiduciary Solutions Pty Ltd ACN 638 984 602 (AFSL 522145) (AFSL Holder). The authority of the Investment Manager is limited to general advice and deal by arranging services to wholesale clients relating to the Allcap Securities Private Credit Partners Fund (Fund) only. Specialised Investment and Lending Corporation Ltd. ACN 149 520 918 AFSL 407100 (SILC) is the trustee of the Fund and has appointed the Investment Manager to manage the Fund.

This website contains general information only and is not intended to provide any person with financial advice or offer of any kind. Prospective investors should carefully review the Fund’s information memorandum (IM) in full and seek professional advice prior to making any investment decision. No reliance may be placed on this website for any purpose. Information relating to the Fund contained in this website has been prepared without taking into account the objectives, circumstances, financial situation or needs of any person, and may differ to information contained in the IM. This website may also contain statements regarding our intent, belief or current expectations with respect to market conditions. Past performance and/or forward-looking statements are not a reliable indicator of future performance.

Neither the Investment Manager, SILC, AFSL Holder nor their affiliates warrant or guarantee, whether expressly or implicitly, the accuracy, validity, timeliness, or completeness of any information or data (whether or not prepared by us) within this website for any purpose or use or that the information will be free from error. Further, the Investment Manager, SILC, AFSL Holder and its affiliates expressly disclaim any responsibility and shall not be liable for any loss, damage, claim, liability, cost or expense however arising and whether in tort (including negligence), contract, equity or otherwise in connection with or from the use of the information in this website.

Personal Information

By accessing this site, you consent to Investment Manager collecting, maintaining, using and disclosing personal information, including sensitive information, as defined by the Australian Privacy Act, about you and provided by you or by another person.

When using this site and our services and during the course of your relationship with Investment Manager, you may be providing us with your personal information which may include your name, residential address, phone number, email address and age, as well as information regarding products and services you inquire about, or transact with or through us. Your personal information will be treated strictly in accordance with the Australian Privacy Principles in the Australian Privacy Act.

The Investment Manager, AFSL Holder, Trustee and associated service providers to the Fund may collect, hold and use potential investors’ personal information to assess applications and provide services to investors or the Fund, and for other permitted purposes.

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Private Credit Partners Fund

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For more information, please contact us at
investorenquiries@allcapsecurities.com.au

Investments

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Institutional Disipline.
Boutique Agility.

The Allcap Securities Private Credit Partners Fund (Fund) offers wholesale investors direct, pari passu access to a curated portfolio of short-term, first mortgage-backed loans—a market segment strategically underserved by Australia's largest financial institutions.

Target Return*
Variable (RBA Cash + 6.90%)*
*Target returns are not guaranteed and total
returns may be above or below the target range.
Underlying Security
100% First Mortgages
Income Distributions
Paid Monthly
Optional Reinvestment Plan
Our Edge

Capitalising on the
Institutional Funding Gap

We bridge the disconnect between large institutions and a high-quality, underserved loan market, creating a unique opportunity for our investors.

The Private Credit Sweet Spot

Large financial institutions, due to operational overheads, often bypass high-quality loans under $40 million. This creates a substantial market gap. Allcap specialises in originating and underwriting these loans, providing a vital asset pipeline for our institutional partners.

Our investors participate on a pari passu basis alongside a major private credit institution. You invest in the same capital pool, with the same first mortgage security, on the same terms. This is designed to provide institutional-grade vetting and de-risk your investment.

Request Information memorandum

ALLCAP

The Sweet Spot
($5m – $40m)

The Institutional Disconnect

Our Three Pillars of Performance

Our investment process is built on a disciplined, systematic framework designed for capital preservation and reliable income generation.

Technology-Enhanced Underwriting

Our proprietary AI and Machine Learning platform augments human expertise, accelerating deal screening, providing real-time risk assessment, and optimising fund liquidity.

Asset-Focused Origination

We specialise in short-term (3-18 month) bridging, residual stock, and land bank loans. This narrow mandate develops deep expertise and ensures a clear, defined exit path for every loan, mitigating risk.

Uncompromising Security

Every loan is secured by a registered first mortgage over Australian real estate. We hold the senior position in the capital stack, ensuring our investors are first in line for repayment.

The Rules of Our Road

A Non-Negotiable
Commitment to Quality

Our investment decisions are not discretionary; they are governed by a robust and conservative lending framework hard-coded into our process to ensure every loan meets our high standards.

Parameter
Maximum Allocation / Limit
Rationale: Why This Matters for Your Capital
Security Position
100% First Ranking Mortgages
Maximises capital security and ensures the Fund is first in line for repayment in any recovery scenario.
Loan to Value Ratio (LVR)
≤75% (with tiered portfolio limits)
Creates a significant equity buffer to protect investor capital from property market volatility.
Geographic Exposure
NSW: 60%, VIC: 40%, QLD: 35%
Concentrates the portfolio in Australia's largest and most liquid east coast property markets.
Loan Term
100% of portfolio ≤ 18 months
Ensures portfolio liquidity and reduces exposure to long-term market cycles and interest rate risk.
Borrower Credit Grade
100% of portfolio ≥ 600 (Equifax)
Mandates lending only to creditworthy borrowers with a proven history of meeting financial obligations.
Single Borrower Exposure
≤ 20% of portfolio
Enforces diversification, mitigating the impact of any single default on the overall portfolio.
Refer to the Fund Information Memorandum (IM) for further details. This summary is not an offer or solicitation to purchase interests in the Fund. Such interests are only offered pursuant to the terms of the IM which should be reviewed carefully prior to investing.

Guided by Insiders from Every Angle of the Credit Market

Our Investment Committee is comprised of leaders who have shaped the very markets in which we operate. In private credit, experience is the ultimate risk mitigant.

Key Fund Terms at a Glance

a city view of Sydney

Fund Name

Allcap Securities Private Credit Partners Fund

Investor Type

Wholesale & Sophisticated Investors Only

Minimum Initial Investment

$50,000

Target Return

Variable, net of fees

Distributions

Monthly (with optional DRP)

Withdrawals

Monthly (subject to liquidity, 30-day notice)

Fund Structure

Open-ended, Unregistered Wholesale UnitTrust

Trustee

Specialised Investment and Lending Corporation Ltd

Invest

Take the Next Steps

Begin your investment journey with Allcap today.
Our process is simple, transparent, and direct.

1

Confirm Eligibility

This fund is exclusively for investors who qualify as 'Wholesale Clients' or 'Sophisticated Investors' under the Corporations Act.
2

Request the IM

Access the complete Information
Memorandum for your detailed due
diligence, containing full terms,
conditions, and risk disclosures.
3

Speak With Our Team

Schedule a confidential discussion
directly with our investment team to have
your specific questions answered.
All investments carry risks, including the potential loss of principal and the strategies discussed may not be suitable for all investors. Prospective investors should conduct independent analysis and seek professional advice prior to making any decision

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